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Financial Conduct Authority stories

Blockchain ties up with Adclear on UK compliance checks
Software-as-a-Service

Blockchain ties up with Adclear on UK compliance checks

Stricter UK crypto ad rules are pushing firms to automate checks before publication, reducing the risk of compliance breaches and delays.

By Joseph Gabriel Lagonsin • 3 min read • Yesterday
Modulr joins FCA scale-up unit for solo-regulated firms
Fintech

Modulr joins FCA scale-up unit for solo-regulated firms

Direct access to the UK watchdog will help the payments firm tackle scaling issues as it handles more than GBP £180 billion a year.

By Karen Joy Bacudo • 4 min read • 3 days ago
Robinhood launches crypto trading for UK customers
Fintech

Robinhood launches crypto trading for UK customers

British users can now trade more than 50 digital assets in one app, though the service comes with forex fees and limited protection.

By Karen Joy Bacudo • 3 min read • 4 days ago
Most crypto social posts breach FCA rules, study finds
Crypto

Most crypto social posts breach FCA rules, study finds

UK regulators may soon tighten scrutiny, after a study found 89% of top crypto posts on social media breached FCA promotion rules.

By Joseph Gabriel Lagonsin • 4 min read • Last week
Ecommpay shortlisted in seven Payments Awards categories
Fintech

Ecommpay shortlisted in seven Payments Awards categories

Recognition across online payments, fraud prevention and AI could boost Ecommpay's standing as merchants seek broader reach and stronger controls.

By Sofiah Nichole Salivio • 3 min read • Last week
Beyond capital: How Scotland is shaping the future of fintech
Fintech

Beyond capital: How Scotland is shaping the future of fintech

Private backing and public funding are helping Scottish fintech firms scale AI tools, with Aveni's GBP £12 million round and FRIL's GBP £3.18 million boost.

By Pamela Bryer • 4 min read • Last week
AutoRek buys Grath to expand AI reconciliation tools
Software-as-a-Service

AutoRek buys Grath to expand AI reconciliation tools

The deal gives financial firms more deployment options as demand grows for AI-led reconciliation without sacrificing auditability or regulatory control.

By Sofiah Nichole Salivio • 3 min read • Last week
New UK Critical Third Party regime: why this is only the beginning for financial institutions
Software-as-a-Service

New UK Critical Third Party regime: why this is only the beginning for financial institutions

Financial institutions still face hidden fourth-party risks even after Microsoft, Google Cloud, AWS and Oracle were designated as critical providers.

By Wayne Scott • 5 min read • This month
UK finance brands lag in paid social ad creativity
Fintech

UK finance brands lag in paid social ad creativity

Paid social costs are rising as UK finance marketers struggle to produce enough creative for platforms that now reward constant ad testing.

By Karen Joy Bacudo • 4 min read • Last month
UK homeowners sit on £411.7bn usable housing equity
Property Market

UK homeowners sit on £411.7bn usable housing equity

Slowing sales and flat prices are leaving mortgaged households with billions of pounds in home wealth they could tap without selling.

By Karen Joy Bacudo • 4 min read • Last month
UK fintech faces tougher oversight as rules tighten
Data Analytics

UK fintech faces tougher oversight as rules tighten

Regulators are widening scrutiny of digital finance, forcing UK fintechs to overhaul cloud, payments and data strategies to meet tougher standards.

By Sofiah Nichole Salivio • 7 min read • Last month
FinregE warns UK AI plan needs stronger bank controls
Digital Transformation

FinregE warns UK AI plan needs stronger bank controls

Banks and insurers face a gap between the plan's broad AI aims and the controls needed to satisfy compliance and audit demands.

By Karen Joy Bacudo • 4 min read • Last month
FICO urges UK banks to boost personalisation amid switching
Digital Transformation

FICO urges UK banks to boost personalisation amid switching

Switching rose 43% in Britain last quarter, adding pressure on banks to tailor offers as digital-only accounts neared half of households.

By Sofiah Nichole Salivio • 4 min read • Last month
Marshmallow adds AI to marketing compliance checks
Risk & Compliance

Marshmallow adds AI to marketing compliance checks

The insurer will use AI to speed reviews of adverts and website copy while keeping human sign-off under FCA Consumer Duty rules.

By Sofiah Nichole Salivio • 4 min read • Last month
PayPal adds new Pay in 30 Days option for UK shoppers
Fintech

PayPal adds new Pay in 30 Days option for UK shoppers

The fee-free option gives eligible UK shoppers up to 30 days to settle online purchases from GBP £1 to GBP £900 at checkout.

By Karen Joy Bacudo • 4 min read • Last month
Merchants urged to check BNPL compliance at checkout
Fintech

Merchants urged to check BNPL compliance at checkout

Shoppers could face clearer repayment terms and stricter affordability checks as UK oversight of buy now, pay later products tightens.

By Karen Joy Bacudo • 3 min read • Last month
Most Buy Now, Pay Later users unaware of new UK rules
Fintech

Most Buy Now, Pay Later users unaware of new UK rules

Many shoppers could soon face affordability checks at checkout as 59% of BNPL users say they have not heard of the new rules.

By Karen Joy Bacudo • 5 min read • Last month

Global Stories

Financial Conduct Authority stories

US & UK set out taskforce plans for digital finance
Fintech

US & UK set out taskforce plans for digital finance

Cross-border trading in tokenised assets and stablecoins could expand after regulators on both sides of the Atlantic agreed to align standards.

By Karen Joy Bacudo • 4 min read • Last month